So you say your health insurance just got cancelled? Or changes in your Medicare gap insurance mean you may need to find a new doctor? Yes, the details of the Affordable Care Act (ACA) — commonly called Obamacare — are hitting home.
Here are some things happening around Ohio:
- While the numbers are yet unclear, Ohioans, like others around the nation, are receiving notices that their privately purchased health plans are being cancelled. These are plans that people purchase when they don’t have coverage through an employer.
Because the Affordable Care Act (ACA) requires that health insurance policies include certain benefits — such as prescription drug coverage and free preventative care services. Unless a plan includes those required benefits, it can’t be sold after this year.
Adding to the frustration: President Obama had promised that people who liked their health plans could keep them. The details of ACA have now revealed a different reality.
- United Healthcare is dropping an undisclosed number of doctors from its Medicare Advantage provider network in what the Ohio State Medical Association calls “the most significant narrowing of a provider network that we’ve seen in years.” About 102,000 Ohioans are enrolled in United Heathcare’s Medicare managed-health plans. These are private plans that cover gaps in Medicare coverage.
In public statements, United Healthcare said it was trimming its provider network due to reduced reimbursements from the federal government.
In a recent commentary, Dr. Todd Beyer, a member of the Summit County Medical Society board of trustees, cited a recent report by CBS and Forbes magazine saying millions of Americans will not be able to keep either the physicians or the insurance plans of their current choice.
Not even the government denies that as the ramifications of the new law now affect individual lives for better or worse.